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Looking for a fha loan specialist in Poughkeepsie? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Poughkeepsie, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 8 fha loan specialists in Poughkeepsie, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeffrey Shields (JJ) - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8454644692
Jessica Schoen - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8456567552
Darren DiBenedetto - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
9146298687
Scott McNally - TEG FCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8457284419
Nationwide Mortgage Bankers
460 Freedom Plains Rd, Poughkeepsie, NY 12603
8454546088
JL Mortgage Brokers LLC
1821 NY-376, Poughkeepsie, NY 12603
8456326322
First Mortgage Corporation
110 Main St # 2A, Poughkeepsie, NY 12601
8454858200
Spencer Fern
1 Commerce St, Poughkeepsie, NY 12603
8454537275
An FHA loan specialist in Poughkeepsie can guide you through the Federal Housing Administration loan process. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local specialists understand the unique housing market in Dutchess County and can help you meet FHA property standards for homes in the Hudson Valley region.
What Does a FHA Loan Specialist in Poughkeepsie Cost?
FHA loan specialist fees in New York typically range from 1% to 2% of the loan amount for origination and processing. You may also pay for an FHA appraisal which costs $500 to $700 in the Poughkeepsie area. Closing costs including title insurance and recording fees usually add 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Poughkeepsie do?
An FHA loan specialist helps you apply for a government backed mortgage with lower down payment requirements. They explain New York specific rules such as the state mortgage recording tax and help you gather documents like tax returns and bank statements. They also coordinate with FHA approved appraisers in the Poughkeepsie area.
What are the FHA loan limits for Poughkeepsie New York in 2025?
For 2025 the FHA loan limit for a single family home in Dutchess County is $498,257 for a standard loan. Higher limits may apply in high cost areas. Your specialist can confirm the exact limit for the property you want to buy.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA minimum property standards. Your specialist will help you prepare for a smooth timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.