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Directory of fha loan specialists in Ronkonkoma, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 fha loan specialists in Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silver Lining Funding Inc
154 Remington Blvd STE 2, Ronkonkoma, NY 11779
6317370707
Associated Mortgage Bankers Inc
2395 Ocean Ave STE 5, Ronkonkoma, NY 11779
8006841045
Jon Damone - Chase Home Lending Advisor - NMLS ID 975628
130 Portion Rd, Ronkonkoma, NY 11779
5164174453
FHA loan specialists in Ronkonkoma New York help homebuyers secure loans insured by the Federal Housing Administration. These loans often have lower down payment requirements and flexible credit guidelines. In New York, FHA loan limits for Suffolk County are set annually and can be higher than standard limits due to local housing costs.
What Does a FHA Loan Specialist in Ronkonkoma Cost?
FHA loan specialists in New York typically charge a fee that ranges from 500 to 1500 dollars for their services. Some specialists work on a commission basis paid by the lender at closing. Additional costs may include appraisal fees around 500 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Ronkonkoma do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you gather documents explain FHA requirements and connect you with approved lenders. They also advise on New York specific rules like property condition standards and local tax considerations.
What are the FHA loan limits for Ronkonkoma New York?
For 2024 the FHA loan limit for a single family home in Suffolk County including Ronkonkoma is 766550 dollars. This amount can change each year based on the median home price in the area. A specialist can confirm the current limit for your specific loan type.
Do I need a down payment for an FHA loan in New York?
FHA loans require a minimum down payment of 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment. New York law does not change these federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.