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Find FHA Loan Specialists Near You in Sayville, NY
Directory of fha loan specialists in Sayville, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Sayville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Sayville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Outlet
280 W Main St, Sayville, NY 11782
6315893600
James Martino | NMLS# 68178
4842 Sunrise Hwy, Sayville, NY 11782
6318891090
Michael Greenlick - Contour Mortgage
2 S Main St Ste D, Sayville, NY 11782
5163611040
Contour Mortgage - Sayville
2 S Main St Ste D, Sayville, NY 11782
6318248055
An FHA loan specialist in Sayville, New York can guide you through FHA mortgage requirements and local property guidelines. New York law imposes specific appraisal standards and disclosure rules for FHA loans. These specialists help homebuyers understand FHA loan limits and down payment assistance programs available in Suffolk County.
What Does a FHA Loan Specialist in Sayville Cost?
FHA loan specialist fees in New York typically range from 1% to 2% of the loan amount. Origination fees are usually capped at 1% of the loan. Third-party costs such as appraisal and credit report fees add $500 to $1,000. New York also requires mortgage recording tax, which varies by county. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Sayville?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your credit, income, and property eligibility. In New York, they also ensure compliance with state-specific mortgage disclosure laws.
What are the FHA loan limits for Sayville New York?
For 2025, the FHA loan limit for a single-family home in Suffolk County is $1,149,825. This limit applies to Sayville and surrounding areas. Higher limits apply for multi-unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.