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Directory of fha loan specialists in Southampton, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Southampton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Southampton, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Par East Mortgage Co.
18 Windmill Ln, Southampton, NY 11968
6312836868
Bryan Manganiello - Chase Home Lending Advisor - NMLS ID 12605
60 Main St, Southampton, NY 11968
6315144771
An FHA loan specialist in Southampton New York helps homebuyers navigate Federal Housing Administration loans. These loans are popular in the Hamptons area due to lower down payment requirements. New York State law requires all mortgage loan originators to be licensed under the New York Banking Law Article 12-D.
What Does a FHA Loan Specialist in Southampton Cost?
Typical costs for FHA loan services in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Loan origination fees range from 0.5 percent to 1.0 percent of the loan amount. Third-party costs such as appraisal and credit report fees add 500 to 1,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Southampton New York in 2025?
For Suffolk County the FHA loan limit for a single-family home is 1,209,750 dollars in 2025. This high limit reflects the elevated home prices in the Southampton area.
Do I need a special license to be an FHA loan specialist in New York?
Yes. All mortgage loan originators in New York must hold a valid license from the New York State Department of Financial Services. They must also complete annual continuing education approved by the Nationwide Multistate Licensing System.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.