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Looking for a fha loan specialist in Syracuse? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Syracuse, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 fha loan specialists in Syracuse, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Credit Services, Inc NMLS #9604
2572 Erie Blvd E, Syracuse, NY 13224
8004494007
Mariner Finance
3214 Erie Blvd E, Syracuse, NY 13214
3154491531
Home HeadQuarters Inc.
625 Erie Blvd W, Syracuse, NY 13204
3154741939
MHD Empire Service Corp.
300 S State St #1000, Syracuse, NY 13202
8668702612
Sefcu Mortgage Services
200 Salina Meadows Pkwy, Syracuse, NY 13212
3157011390
SECNY Federal Credit Union
4727 W Seneca Turnpike, Syracuse, NY 13215
3154695599
Syracuse Hard Money
224 Harrison St #210, Syracuse, NY 13202
3158490099
Geddes Federal Savings & Loan Association
2208 W Genesee St, Syracuse, NY 13219
3154686281
Joseph Dougherty at CrossCountry Mortgage
2 N Clinton St #170, Syracuse, NY 13202
3155676594
Jacqueline Noun at CrossCountry Mortgage
2 S Clinton St Suite 170, Syracuse, NY 13202
3153148350
Amy Palladino, Mortgage Originator GRB
432 N Franklin St Suite 10, Syracuse, NY 13204
3159529763
Sheila Beach at CrossCountry Mortgage
2 N Clinton St Suite 170, Syracuse, NY 13202
8777731226
An FHA loan specialist in Syracuse New York helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular for first time buyers and those with lower credit scores. In New York FHA loans require a minimum 3.5 percent down payment and must meet local property standards including lead paint regulations for homes built before 1978.
What Does a FHA Loan Specialist in Syracuse Cost?
Typical costs for FHA loan specialist services in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Syracuse range from 2 to 5 percent of the purchase price. Appraisal fees are around $500 to $700. These costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits in Syracuse New York?
For 2024 the FHA loan limit for a single family home in Onondaga County is $498,257. This limit applies to most areas in Syracuse and may be higher for multi unit properties. A specialist can confirm the exact limit for your specific property.
What credit score is needed for an FHA loan in Syracuse?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with a score between 500 and 579 may still qualify but must put down 10 percent. New York law does not add extra credit requirements beyond FHA guidelines.
How long does the FHA loan process take in New York?
The typical FHA loan process in Syracuse takes 30 to 45 days from application to closing. New York requires a mandatory 3 day right of rescission period after signing loan documents. Delays can occur if the property needs repairs to meet FHA minimum property standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.