ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Vestal? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Vestal, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 9 fha loan specialists in Vestal, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1901 Vestal Pkwy E Ste. 3, Vestal, NY 13850
6077487396
Homestead Funding Corp: Jack H. Goosman | NMLS# 1921152
4777 Vestal Pkwy E Suite #4, Vestal, NY 13850
6077971200
Homestead Funding Corp. – Vestal
4777 Vestal Pkwy E Suite #4, Vestal, NY 13850
6072242079
Howard Hanna Vestal/Binghamton
4747 Vestal Pkwy E, Vestal, NY 13850
6077721177
Faithward Advisors
4100 Vestal Rd Suite 105, Vestal, NY 13850
6072706210
Aspire Financial Group, LLC
231 Main St Suite 3, Vestal, NY 13850
6072396333
Edward Jones - Financial Advisor: Mitchell C Vestel
1901 Vestal Pkwy E Suite 5, Vestal, NY 13850
6077480131
Public Loan Co
300 Plaza Dr, Vestal, NY 13850
6075845274
Simona Soare - Citizens, Home Mortgage
3212 Vestal Pkwy E, Vestal, NY 13850
6077448827
An FHA loan specialist in Vestal, New York helps homebuyers navigate the Federal Housing Administration loan process. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local specialists can guide you through specific county loan limits for Broome County and New York state property requirements.
What Does a FHA Loan Specialist in Vestal Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan. Closing costs in New York range from 2 to 5 percent of the purchase price. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Vestal do?
An FHA loan specialist assists with FHA loan applications, pre-approval, and closing. They explain FHA requirements such as the 3.5 percent down payment and the upfront mortgage insurance premium. They also help you understand New York specific rules for property appraisals and inspections.
What are the FHA loan limits for Vestal New York?
For 2024, the FHA loan limit for a single-family home in Broome County is $498,257. This limit applies to Vestal and surrounding areas. Higher limits may apply for multi-unit properties.
What documents do I need for an FHA loan in New York?
You need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and a valid ID. New York may also require proof of residency or additional documentation for self-employed borrowers.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Vestal who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.