Compare FHA Loan Specialists in Vestal, NY
Browse fha loan specialists serving Vestal, New York. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 9 fha loan specialists in Vestal, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Vestal Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan. Closing costs in New York range from 2 to 5 percent of the purchase price. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Vestal do?
An FHA loan specialist assists with FHA loan applications, pre-approval, and closing. They explain FHA requirements such as the 3.5 percent down payment and the upfront mortgage insurance premium. They also help you understand New York specific rules for property appraisals and inspections.
What are the FHA loan limits for Vestal New York?
For 2024, the FHA loan limit for a single-family home in Broome County is $498,257. This limit applies to Vestal and surrounding areas. Higher limits may apply for multi-unit properties.