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Browse fha loan specialists serving Wappingers Falls, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Wappingers Falls, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Wappingers Falls, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Mortgage Services
2 Chelsea Ridge Mall Suite 4, Wappingers Falls, NY 12590
8456354670
Trustco Bank
1490 US-9, Wappingers Falls, NY 12590
8452989315
Chase Home Lending
1460 US-9, Wappingers Falls, NY 12590
2068534854
Hudson Valley Hard Money
1289 US-9 Suite 10, Wappingers Falls, NY 12590
8452344630
An FHA loan specialist in Wappingers Falls can guide you through the process of securing a government-backed mortgage. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local specialists understand the specific property value trends and inspection requirements for Dutchess County homes.
What Does a FHA Loan Specialist in Wappingers Falls Cost?
Typical costs for FHA loan specialist services in New York include an origination fee which is usually 1 percent of the loan amount. You may also pay for an appraisal costing $500 to $700 and a credit report fee of $30 to $50. The FHA upfront mortgage insurance premium is 1.75 percent of the loan amount. Additional costs vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Wappingers Falls?
An FHA loan specialist helps you determine if you qualify for an FHA loan and guides you through the application process. They review your credit history, income, and property eligibility under HUD guidelines. They also explain New York specific requirements like mortgage recording tax and property transfer taxes.
What are the FHA loan limits for Wappingers Falls New York?
For 2024 the FHA loan limit for a single family home in Dutchess County is $1,149,825. This higher limit applies because the area is designated as a high cost region. Limits change annually so check with a specialist for the current amount.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.