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FHA Loan Specialists in Yonkers, NY

Looking for a fha loan specialist in Yonkers? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Yonkers, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 fha loan specialists in Yonkers, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1 Executive Blvd #435, Yonkers, NY 10701
9146638705
Marc Giles
35 E Grassy Sprain Rd Suite 300 3rd floor, Yonkers, NY 10710
9177215415
Justin M. Kilian (NMLS ID 1688270) : Arlington Financial
35 E Grassy Sprain Rd #300, Yonkers, NY 10710
7186628572
Chase Home Lending
762 Central Park Ave, Yonkers, NY 10704
6462494802
Arlington Financial
35 E Grassy Sprain Rd #300, Yonkers, NY 10710
9147931122

An FHA loan specialist in Yonkers New York can help you navigate the process of obtaining a Federal Housing Administration insured mortgage. New York law requires that all mortgage loan originators be licensed through the Department of Financial Services. These specialists understand local property values and can guide you through New York specific disclosure requirements.

What Does a FHA Loan Specialist in Yonkers Cost?

Typical costs for an FHA loan specialist in New York include an origination fee of up to 1 percent of the loan amount. You may also pay an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Additional costs include appraisal fees around $500 to $700 and title search fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Yonkers?
An FHA loan specialist helps you apply for a government backed mortgage with lower down payment requirements. They review your financial documents, explain New York specific closing costs, and guide you through the approval process. They also ensure your loan meets FHA property standards in Yonkers.
What are the FHA loan limits for Yonkers New York?
For 2024 the FHA loan limit for a single family home in Yonkers is $1,149,825 due to the high cost area designation. This limit applies to Westchester County. Limits change annually and may vary for multi unit properties.
Do I need a special license for FHA loans in New York?
Yes any mortgage loan originator in New York must hold a valid license from the New York State Department of Financial Services. This includes FHA loan specialists. You can verify a license online through the NMLS Consumer Access database.