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Find FHA Loan Specialists in Aberdeen, NC

Browse fha loan specialists serving Aberdeen, North Carolina. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Aberdeen, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 fha loan specialists in Aberdeen, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
802 N Sandhills Blvd, Aberdeen, NC 28315
9109440811
OneMain Financial
1820 N Sandhills Blvd, Aberdeen, NC 28315
9106931717
First Bank - Aberdeen, NC
105 S Sandhills Blvd, Aberdeen, NC 28315
9109442955
American Financial Network, Inc.
102 W Main St Ste 204, Aberdeen, NC 28315
4802510002

An FHA loan specialist in Aberdeen, North Carolina helps homebuyers secure government-backed mortgages with lower down payments. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists guide clients through local property requirements and FHA appraisal standards specific to Moore County.

What Does a FHA Loan Specialist in Aberdeen Cost?

Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Aberdeen generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Aberdeen?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your finances, explain FHA guidelines, and assist with the approval process. In North Carolina, specialists must follow state regulations for loan originator licensing.
What are the FHA loan limits for Aberdeen North Carolina?
For 2024, the FHA loan limit for a single-family home in Moore County is $498,257. This limit applies to Aberdeen and surrounding areas. Limits may change each year based on median home prices.
How long does the FHA loan process take in North Carolina?
The typical FHA loan process in North Carolina takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed.