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Find FHA Loan Specialists Near You in Clemmons, NC
Looking for a fha loan specialist in Clemmons? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Clemmons, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 fha loan specialists in Clemmons, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Walker Lawson
3844 Clemmons Rd STE B, Clemmons, NC 27012
8773141523
Fairway Independent Mortgage Corporation
3844 Clemmons Rd Suite A, Clemmons, NC 27012
3362238916
Mike W Bailey | Fairway Independent Mortgage Corporation Senior Loan Officer
3844 Clemmons Rd Suite A, Clemmons, NC 27012
3364134949
Karen Leigh Cox - Truist Mortgage Loan Officer
2629 Lewisville Clemmons Rd, Clemmons, NC 27012
3367661680
An FHA loan specialist in Clemmons North Carolina helps home buyers navigate government-backed mortgages with lower down payments. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Clemmons real estate market and can guide you through FHA appraisal rules specific to the state.
What Does a FHA Loan Specialist in Clemmons Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Additional costs may include appraisal fees of 400 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Clemmons?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. North Carolina does not have additional state credit requirements beyond federal FHA guidelines.
Are there North Carolina specific limits for FHA loans?
Yes FHA loan limits vary by county in North Carolina. For Forsyth County which includes Clemmons the 2024 limit for a single-family home is typically around 498,000 dollars. Higher limits apply for duplexes and multi-unit properties.
How long does the FHA loan process take in Clemmons?
The typical FHA loan process in North Carolina takes 30 to 45 days from application to closing. This timeline includes appraisal underwriting and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.