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Directory of fha loan specialists in Cornelius, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Cornelius, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 19 fha loan specialists in Cornelius, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dash Home Loans
19109 W Catawba Ave Suite 200, #226, Cornelius, NC 28031
7042869328
Allen Clark Movement Mortgage
19720 Jetton Rd Suites 202 and 203, Cornelius, NC 28031
19720 Jetton Rd Suite 202 & 203, Cornelius, NC 28031
8042916052
Home Town Mortgage Loans
20605 N Main St, Cornelius, NC 28031
7046776663
Chad Lubben at CrossCountry Mortgage
18716 W Catawba Ave Suites C & E, Cornelius, NC 28031
3127314939
Pam Abirached Mortgage
19620 W Catawba Ave #202, Cornelius, NC 28031
7047793826
George Wise at CrossCountry Mortgage
19620 W Catawba Ave Suite 202 & 210, Cornelius, NC 28031
9802544938
Sandy Dickinson at CrossCountry Mortgage
19620 W Catawba Ave Suite 202 & 210, Cornelius, NC 28031
7048958770
Guild Mortgage Company
17111 Kenton Dr #201B, Cornelius, NC 28031
7048970368
Tyler Lombardo at CrossCountry Mortgage
19620 W Catawba Ave Suite 202 & 210, Cornelius, NC 28031
7048958770
O'Brien Home Loans
19109 W Catawba Ave Suite 236A, Cornelius, NC 28031
7043136533
Audrey Hutton at CrossCountry Mortgage
19620 W Catawba Ave Suite 202 & 210, Cornelius, NC 28031
4084268755
David Talbott at CrossCountry Mortgage
19620 W Catawba Ave #202, Cornelius, NC 28031
8777731226
Team Seagle
19620 W Catawba Ave #202, Cornelius, NC 28031
7048958770
Donna Goforth at CrossCountry Mortgage
19620 W Catawba Ave Suite 202 & 210, Cornelius, NC 28031
7048958770
An FHA loan specialist in Cornelius North Carolina helps homebuyers navigate FHA insured mortgages. These loans are popular in the Lake Norman area due to lower down payment requirements. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Cornelius Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount. Third party costs such as appraisal and credit report fees range from $500 to $1,000. Closing costs for a $300,000 FHA loan in Cornelius often total between $9,000 and $12,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cornelius North Carolina?
For 2025 the FHA loan limit for a single family home in Mecklenburg County including Cornelius is $498,257. This limit is set by the Department of Housing and Urban Development and adjusts annually based on median home prices.
What credit score is needed for an FHA loan in North Carolina?
Most FHA lenders in North Carolina require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
Are there North Carolina specific FHA loan requirements?
North Carolina does not have state specific FHA loan laws but all mortgage lenders must follow the North Carolina Secure and Fair Enforcement Mortgage Licensing Act. This requires background checks and continuing education for loan officers. FHA loans also require an upfront mortgage insurance premium of 1.75 percent of the loan amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.