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Find FHA Loan Specialists Near You in Dunn, NC

Compare fha loan specialists in Dunn. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Dunn, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 16 fha loan specialists in Dunn, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
604 Erwin Rd B, Dunn, NC 28334
9108924167
Mariner Finance
1134 W Broad St, Dunn, NC 28334
9108922525
First Federal Bank
200 E Cumberland St, Dunn, NC 28334
9108927188
Time Financing Service
201 W Broad St, Dunn, NC 28334
9108920422
Renee Henderson at CrossCountry Mortgage
201 S Orange Ave, Dunn, NC 28334
9105917882
Truist
107 W Broad St, Dunn, NC 28334
9108912200
New Southern Loans, Inc.
105 N Wayne Ave, Dunn, NC 28334
9108922274
CrossCountry Mortgage, LLC
201 S Orange Ave, Dunn, NC 28334
9108914331
Madison Henderson at CrossCountry Mortgage
201 S Orange Ave, Dunn, NC 28334
9105917883
Equiplus Mortgage Corporation
201 S Orange Ave, Dunn, NC 28334
9108914331
Madison Marshburn at CrossCountry Mortgage
201 S Orange Ave, Dunn, NC 28334
9105917883
Anthony Willis at CrossCountry Mortgage
201 S Orange Ave, Dunn, NC 28334
9103795574
AgCarolina Farm Credit
400 W Broad St, Dunn, NC 28334
9108924065
Wayne Baker at CrossCountry Mortgage
201 S Orange Ave, Dunn, NC 28334
8595230549
PNC Mortgage
1100 W Broad St, Dunn, NC 28334
9108912150
First Federal Mortgage
209 S Wilson Ave, Dunn, NC 28334
8333325626

An FHA loan specialist in Dunn, North Carolina, helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Dunn residents often use FHA loans for single-family homes in Harnett County, where median home prices remain affordable compared to the state average.

What Does a FHA Loan Specialist in Dunn Cost?

Typical costs for an FHA loan specialist in North Carolina include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Dunn generally range from 2 to 5 percent of the purchase price, covering appraisal fees, title insurance, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum credit score requirements for an FHA loan in Dunn?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. North Carolina does not impose additional state-level credit requirements beyond federal FHA guidelines.
Are there specific property condition requirements for FHA loans in North Carolina?
Yes, FHA loans require an appraisal by an FHA-approved appraiser to ensure the property meets minimum health and safety standards. In North Carolina, this includes checking for structural issues, lead-based paint hazards in homes built before 1978, and proper functioning of major systems like HVAC and plumbing.