ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Goldsboro. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Goldsboro, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 fha loan specialists in Goldsboro, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
North Carolina Community Federal Credit Union
2401 E Ash St, Goldsboro, NC 27534
9197348224
Mary Otellio Rainier
680-682 N Spence Ave, Goldsboro, NC 27534
9199221364
Mariner Finance
332 N Spence Ave Ste. C, Goldsboro, NC 27534
9197782664
Regional Finance
307 N Berkeley Blvd C, Goldsboro, NC 27534
9843081650
OneMain Financial
327 N Spence Ave, Goldsboro, NC 27534
9197785850
HCC Loans / Home Credit Corporation - Goldsboro, NC
Team Russo at Cornerstone Home Lending | NMLS #80535
2719 Graves Dr Ste 12, Goldsboro, NC 27534
9199880612
An FHA loan specialist in Goldsboro, North Carolina can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Goldsboro housing market and can help you meet FHA property standards for homes in Wayne County.
What Does a FHA Loan Specialist in Goldsboro Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title search. Appraisal fees in Goldsboro range from $400 to $700. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums vary from 0.45 to 1.05 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Goldsboro, North Carolina?
For 2024, the FHA loan limit for a single-family home in Wayne County is $498,257. This limit applies to most areas in North Carolina. Higher limits may apply for multi-unit properties.
Do I need a special license to originate FHA loans in North Carolina?
Yes, all mortgage loan originators in North Carolina must hold a valid license from the North Carolina Commissioner of Banks. They must also complete annual continuing education and pass a criminal background check.
What is the minimum down payment for an FHA loan in North Carolina?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Goldsboro who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.