Find FHA Loan Specialists Near You in Graham, NC
Looking for a fha loan specialist in Graham? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Carolina before hiring.
Showing 5 fha loan specialists in Graham, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Graham Cost?
Typical costs for FHA loan services in North Carolina include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 percent to 0.85 percent depending on loan term and down payment. Origination fees from lenders usually range from 0.5 percent to 1.5 percent of the loan amount. Appraisal fees in Graham are typically $500 to $700. These costs vary by lender and borrower circumstances. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in North Carolina?
FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. North Carolina does not have state-specific FHA requirements beyond federal guidelines, but all loans must comply with the North Carolina Residential Mortgage Act.
How do I find a licensed FHA loan specialist in Graham?
You can search the NMLS Consumer Access database to verify a loan officer license. In North Carolina, mortgage originators must be licensed and registered with the North Carolina Commissioner of Banks. Local banks and credit unions in Graham often have FHA-approved specialists.
Are there FHA loan limits for Alamance County in 2025?
For 2025, the FHA loan limit for a single-family home in Alamance County is $498,257 for standard loans and higher for high-cost areas. These limits are set by the Federal Housing Administration and apply to all North Carolina counties.