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Find FHA Loan Specialists Near You in Holly Springs, NC
Looking for a fha loan specialist in Holly Springs? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Holly Springs, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 fha loan specialists in Holly Springs, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lighthouse Lending
300 S Main St Suite 212, Holly Springs, NC 27540
9195232505
Sunset Lake Mortgage - Steve Trease Mortgage Broker
1100 Holly Springs Rd Ste 203, Holly Springs, NC 27540
9196144063
Barrett Financial Group, L.L.C. - Mortgage Broker
350 Raleigh St, Holly Springs, NC 27540
9194801725
Blue Sky Mortgage Services of Nc
1140 Holly Springs Rd Ste 210, Holly Springs, NC 27540
9195772200
An FHA loan specialist in Holly Springs, North Carolina helps homebuyers navigate Federal Housing Administration loans. These loans are popular in the Raleigh area due to lower down payment requirements. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Holly Springs Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. These costs vary based on the loan size and borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Holly Springs North Carolina?
For 2024, the FHA loan limit for a single-family home in Wake County, which includes Holly Springs, is $498,257. This limit applies to standard FHA loans and may be higher for high-cost areas.
Do I need a specific license to be an FHA loan specialist in North Carolina?
Yes, North Carolina requires all mortgage loan originators to hold a valid license through the NMLS. They must also complete continuing education each year to maintain their license.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.