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Looking for a fha loan specialist in Kannapolis? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Kannapolis, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 fha loan specialists in Kannapolis, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lori A. Allerton, Sales Manager NMLS 219458 | Presidential Bank Mortgage
226 Oak Ave Suite 108 & 109, Kannapolis, NC 28081
7047541599
Dana Walter - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058023
Max Robertson - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058016
Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058016
George Richardson, Senior Loan Officer NMLS 140896
226 Oak Ave Suites 108 & 109, Kannapolis, NC 28081
7049420152
FHA loan specialists in Kannapolis North Carolina help homebuyers navigate Federal Housing Administration loans. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Cabarrus County housing market conditions and can guide you through the FHA appraisal process.
What Does a FHA Loan Specialist in Kannapolis Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1.0 to 1.5 percent of the loan amount. You may also pay an appraisal fee of $400 to $700 and a credit report fee of $30 to $50. The upfront mortgage insurance premium is 1.75 percent of the loan amount added to the loan balance. Monthly mortgage insurance premiums vary based on loan terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Kannapolis?
An FHA loan specialist helps you determine if you qualify for an FHA loan. They guide you through the application process and explain North Carolina specific requirements such as property condition standards. They also help you compare FHA loan terms from different lenders.
What are the FHA loan limits for Kannapolis North Carolina?
For 2025 the FHA loan limit for a single family home in Cabarrus County is typically around $498,257. This limit is set by the Department of Housing and Urban Development and may change each year. Your specialist can confirm the current limit for your specific situation.
How long does it take to get an FHA loan in North Carolina?
The typical FHA loan process in North Carolina takes 30 to 45 days from application to closing. This timeline includes appraisal underwriting and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.