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Directory of fha loan specialists in Mebane, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Mebane, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 10 fha loan specialists in Mebane, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Melia Modlin
111 N 4th St Suite 200, Mebane, NC 27302
3365161765
Regional Finance
1331 Mebane Oaks Rd, Mebane, NC 27302
9195684022
Kyle J May - Movement Mortgage
111 N 4th St Second Floor, Mebane, NC 27302
3366868272
Union Home Mortgage - Mebane
202 S Fifth St, Mebane, NC 27302
9196662288
OneMain Financial
1242 S Fifth St, Mebane, NC 27302
9195632052
Welcome Finance Co Loans
112 W Center St, Mebane, NC 27302
9195635501
Trey Courtney Team Mortgage
417 S 4th St, Mebane, NC 27302
9198301116
PHH Mortgage
105 Carden Pl Dr, Mebane, NC 27302
8002108849
First Savings & Loan
206 W Center St, Mebane, NC 27302
9195639231
DHI Mortgage
1108 Hardwick Dr, Mebane, NC 27302
9194602972
FHA loan specialists in Mebane North Carolina help home buyers and homeowners secure government backed mortgages with lower down payments. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Mebane housing market and can guide you through FHA appraisal and underwriting requirements specific to Alamance County.
What Does a FHA Loan Specialist in Mebane Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee usually 1 percent of the loan amount and third party fees for appraisal credit report and title services. Total closing costs for an FHA loan in North Carolina often range from 3 to 5 percent of the purchase price. The upfront mortgage insurance premium is 1.75 percent of the loan amount and can be financed into the loan. Monthly mortgage insurance premiums also apply. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mebane North Carolina?
For 2024 the FHA loan limit for a single family home in Alamance County is $498,257. This limit is set by the Department of Housing and Urban Development and may change each year. Your FHA loan specialist can confirm the current limit for your specific property type.
Do I need a special license to be an FHA loan specialist in North Carolina?
Yes all mortgage loan originators in North Carolina must hold a valid license through the NMLS. They must also complete continuing education courses each year. You can verify a specialist license on the NMLS Consumer Access website.
What is the minimum down payment for an FHA loan in North Carolina?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579 you may need a 10 percent down payment. North Carolina does not have additional state down payment requirements beyond federal FHA rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.