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Find FHA Loan Specialists in Morrisville, NC

Browse fha loan specialists serving Morrisville, North Carolina. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Morrisville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 2 fha loan specialists in Morrisville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lennar Mortgage, LLC Raleigh
1010 Sync St Suite 150, Morrisville, NC 27560
9193379460
77 Lending, LLC
4000 Paramount Pkwy #250, Morrisville, NC 27560
9195036566

FHA loan specialists in Morrisville, North Carolina help borrowers secure government-backed mortgages with lower down payments and flexible credit standards. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Morrisville real estate market and can guide you through FHA loan limits specific to Wake County.

What Does a FHA Loan Specialist in Morrisville Cost?

FHA loan specialist costs in North Carolina typically include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. Total closing costs in Morrisville generally range from 3 to 6 percent of the purchase price. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Morrisville?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept a score as low as 500 with a 10 percent down payment. North Carolina does not have additional state credit requirements beyond federal FHA guidelines.
Are there FHA loan limits for Morrisville North Carolina?
Yes, FHA loan limits vary by county. For Wake County in 2024, the standard FHA loan limit for a single-family home is typically around $498,257. Higher limits apply for multi-unit properties. Your specialist can confirm current limits for Morrisville.