Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 9 fha loan specialists in Pinehurst, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Garrison - Ameris Bank Mortgage
325 Page Rd N Suite 204, Pinehurst, NC 28374
9108244800
Main Street Home Loans, PINEHURST, NC
75 Community Rd, Pinehurst, NC 28374
7036269007
The Meredith Bolton Team
75 Community Rd, Pinehurst, NC 28374
9109776653
Mellisa Holt - Main Street Home Loans
75 Community Rd, Pinehurst, NC 28374
3364806729
Jamie Nesbit
40 Page Dr, Pinehurst, NC 28374
9102155839
Julio A. Cruz at Rate (NMLS #162583)
100 Magnolia Rd #2231, Pinehurst, NC 28374
7044215510
Rate
100 Magnolia Rd #2231, Pinehurst, NC 28374
9108390267
Residential Mortgage Services, Inc.
120 Market Square 2nd Floor, Pinehurst, NC 28374
7047901676
PNC Mortgage
110 Aviemore Dr, Pinehurst, NC 28374
9102152540
What Does a FHA Loan Specialist in Pinehurst Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Pinehurst average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Pinehurst?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the Federal Housing Administration loan process. They help with credit requirements, down payment options, and property eligibility in Pinehurst and surrounding areas.
What are the credit score requirements for an FHA loan in North Carolina?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. North Carolina does not add extra state credit rules beyond FHA guidelines.