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Looking for a fha loan specialist in Shallotte? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Shallotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 10 fha loan specialists in Shallotte, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Shallotte, North Carolina can guide you through the process of obtaining a government-backed mortgage. These loans are popular in coastal areas like Shallotte due to lower down payment requirements. North Carolina law requires all mortgage loan originators to be licensed through the NMLS, ensuring you work with a qualified professional.
What Does a FHA Loan Specialist in Shallotte Cost?
Typical costs for FHA loan specialist services in North Carolina include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal, credit report, and title search. For a $200,000 loan, total closing costs often range from $4,000 to $8,000. FHA also charges an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Shallotte do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They work with lenders to ensure the loan meets FHA standards and North Carolina lending laws.
What are the FHA loan limits for Shallotte North Carolina?
For 2024, the FHA loan limit for a single-family home in Brunswick County, including Shallotte, is $498,257. Higher limits apply for multi-unit properties. Check with a specialist for current limits as they can change annually.
Do I need a special license to be an FHA loan specialist in North Carolina?
Yes, all mortgage loan originators in North Carolina must be licensed through the Nationwide Multistate Licensing System (NMLS). They must also complete continuing education and pass a background check as required by North Carolina General Statutes Chapter 53.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.