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Compare FHA Loan Specialists in Supply, NC

Directory of fha loan specialists in Supply, North Carolina. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Supply, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 2 fha loan specialists in Supply, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stuart Champion Motto Mortgage Professionals
3369 Holden Beach Rd SW #3, Supply, NC 28462
(910) 619-6110 mottomortgage.com
Vince Bacchi at Intercoastal Mortgage, LLC
2011 Elk Rd SW, Supply, NC 28462
(910) 352-6562 intercoastalmortgage.com

An FHA loan specialist in Supply, North Carolina helps borrowers navigate FHA-insured mortgages, which are popular for first-time homebuyers and those with lower credit scores. North Carolina law requires lenders to follow specific disclosure rules under the North Carolina Residential Mortgage Lending Act. Local specialists understand the unique housing market in Brunswick County and can guide you through the loan process.

What Does a FHA Loan Specialist in Supply Cost?

Typical costs for an FHA loan specialist in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the loan amount, which can be partially covered by seller concessions. These costs vary by lender, loan size, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Supply?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. North Carolina lenders follow FHA guidelines but may have additional requirements.
Are there property condition requirements for FHA loans in North Carolina?
Yes, FHA loans require an appraisal that checks for safety, security, and structural soundness. The property must meet minimum standards set by HUD. In North Carolina, this includes checking for termite damage and well water quality in rural areas like Supply.
Can I use an FHA loan for a second home or investment property in Supply?
No, FHA loans are for owner-occupied primary residences only. You must live in the home as your main residence within 60 days of closing. Investment properties and vacation homes do not qualify under FHA rules.

FHA Loan Specialists in Other North Carolina Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of North Carolina.

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