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Compare fha loan specialists in Waxhaw. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Waxhaw, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 fha loan specialists in Waxhaw, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
uMortgage Solutions
8412 New Town Rd B, Waxhaw, NC 28173
7045884006
Atlantic Bay Mortgage Group: Tony Garshnick
3512 Providence Rd S STE C, Waxhaw, NC 28173
7047786205
Cobblestone Mortgage Corp: Norma Rowe
101 W South Main St, Waxhaw, NC 28173
7049531768
Keen Lending - NMLS - 2085433
136 Waxhaw Pkwy Suite 113 E, Waxhaw, NC 28173
8553317355
John Baranowski Sr. Mortgage Advisor NMLS# 26785
318 E South Main St, Waxhaw, NC 28173
7042722637
FHA loan specialists in Waxhaw North Carolina help buyers and homeowners navigate FHA insured mortgages. North Carolina law requires all mortgage loan originators to be licensed through the North Carolina Commissioner of Banks. Local specialists understand Union County housing market conditions and can guide you through FHA requirements for down payments and credit scores.
What Does a FHA Loan Specialist in Waxhaw Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Union County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Waxhaw North Carolina?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. North Carolina does not have state specific FHA limits but local loan limits for Union County are set annually by HUD. Borrowers must also meet debt to income ratio guidelines.
How do I find a licensed FHA loan specialist in Waxhaw?
You can search the Nationwide Mortgage Licensing System database to verify a specialist license. North Carolina requires all mortgage loan originators to hold a valid license. Local banks credit unions and mortgage brokers in Waxhaw often have FHA approved specialists.
What is the typical timeline for an FHA loan in North Carolina?
A standard FHA loan process in North Carolina takes 30 to 45 days from application to closing. This includes appraisal underwriting and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.