FHA Loan Specialists in Bismarck, ND
Compare fha loan specialists in Bismarck. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Dakota before hiring.
Showing 19 fha loan specialists in Bismarck, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Bismarck Cost?
Typical costs for an FHA loan specialist in North Dakota include an origination fee of 0.5 to 1.0 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the base loan amount and is usually financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Bismarck generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bismarck North Dakota in 2025?
For 2025 the FHA loan limit for a single-family home in Burleigh County is $498,257. This amount applies to most areas in Bismarck and may be higher for multi-unit properties. Limits are set annually by the Department of Housing and Urban Development.
What credit score do I need for an FHA loan in North Dakota?
Most FHA lenders in North Dakota require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays beyond FHA minimums.
Are there North Dakota specific programs that work with FHA loans?
Yes the North Dakota Housing Finance Agency offers the FirstHome program which can be combined with FHA loans. This program provides down payment assistance up to 5 percent of the purchase price. Income limits and property location rules apply.
FHA Loan Specialists in Other North Dakota Cities
Fargo · Grand Forks · Minot · West Fargo · Williston