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Looking for a fha loan specialist in Alliance? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Alliance, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 fha loan specialists in Alliance, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
2436 W State St, Alliance, OH 44601
3306806000
Alliance Loan Company
137 S Arch Ave, Alliance, OH 44601
3308213444
OneMain Financial
700 W State St, Alliance, OH 44601
3308238150
Lendmark Financial Services LLC
2206 W State St, Alliance, OH 44601
2347577271
Chase Home Lending
1207 W State St A, Alliance, OH 44601
7607171580
An FHA loan specialist in Alliance, Ohio can help you navigate the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular in Stark County for first time homebuyers and those with lower credit scores. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring a standard of professional conduct.
What Does a FHA Loan Specialist in Alliance Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance, depending on loan term and down payment. Closing costs in Alliance generally range from 2 to 5 percent of the purchase price, including appraisal fees, title insurance, and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Alliance?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Lenders in Alliance may have their own overlays, so requirements can vary.
Are there Ohio specific limits for FHA loans in Alliance?
Yes, FHA loan limits are set by county. For Stark County in 2025, the standard FHA loan limit for a single family home is $498,257. High cost area adjustments do not apply to Alliance, so this is the maximum for most borrowers.
What documents do I need to apply for an FHA loan in Ohio?
You will need recent pay stubs, W 2 forms, tax returns from the past two years, bank statements, and a valid government issued ID. Ohio law also requires lenders to verify your Social Security number and provide a Loan Estimate within three business days of your application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.