Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 11 fha loan specialists in Amherst, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
2215 Kresge Dr, Amherst, OH 44001
4404443909
John Korinko at CrossCountry Mortgage
263 S Main St, Amherst, OH 44001
2164067905
American Eagle Mortgage | Amherst, OH
263 S Main St, Amherst, OH 44001
4409882900
Jarred Korinko at CrossCountry Mortgage
263 S Main St, Amherst, OH 44001
4402190246
Union Capital Mortgage
400 Tenney Ave, Amherst, OH 44001
4403708064
Steven Pallens at Union Capital Mortgage
400 Tenney Ave, Amherst, OH 44001
4403711512
Michael Zuren at CrossCountry Mortgage
263 S Main St, Amherst, OH 44001
4402901542
Your Home Financial
201 N Leavitt Rd, Amherst, OH 44001
2162990984
Cameron Rodgers at CrossCountry Mortgage
263 S Main St, Amherst, OH 44001
4403713302
Fifth Third Mortgage - Chris Bartish
309 N Leavitt Rd, Amherst, OH 44001
4402587107
Fifth Third Mortgage - Scot Pataky
309 N Leavitt Rd, Amherst, OH 44001
4405060526
What Does a FHA Loan Specialist in Amherst Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.55 percent to 0.85 percent. Closing costs in Amherst range from 2 to 5 percent of the purchase price, including origination fees and title insurance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Amherst Ohio?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Ohio lenders may have additional overlays beyond FHA minimums.
Are there Ohio-specific rules for FHA loan inspections?
FHA requires a property appraisal by an FHA-approved appraiser. In Ohio, the appraisal must meet HUD minimum property standards including safety and structural soundness. Local Amherst appraisers are familiar with older homes common in Lorain County.