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Find FHA Loan Specialists Near You in Delaware, OH
Browse fha loan specialists serving Delaware, Ohio. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Delaware, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 9 fha loan specialists in Delaware, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephen R. Harless | Mortgage Lender - First Federal Community Bank
18 E William St Suite 3, Delaware, OH 43015
4403640323
Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker
An FHA loan specialist in Delaware, Ohio can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring you work with a qualified professional.
What Does a FHA Loan Specialist in Delaware Cost?
Typical costs for an FHA loan specialist in Ohio include an origination fee of 1% to 1.5% of the loan amount. Closing costs in Delaware County usually range from 2% to 5% of the purchase price. The FHA upfront mortgage insurance premium is 1.75% of the loan amount, and the annual mortgage insurance premium is 0.55% to 0.85% depending on the loan term and down payment. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Delaware Ohio do?
An FHA loan specialist guides you through the FHA loan application process. They help you understand FHA requirements like the 3.5% minimum down payment and the upfront mortgage insurance premium. They also assist with local property appraisals and closing procedures in Delaware County.
What are the FHA loan limits for Delaware Ohio?
For 2024, the FHA loan limit for a single-family home in Delaware County Ohio is $498,257. This limit applies to most areas in central Ohio. Higher limits may apply for multi-unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.