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FHA Loan Specialists in Euclid, OH

Directory of fha loan specialists in Euclid, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Euclid, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Euclid, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Third Federal Savings & Loan
22332 Lakeshore Blvd, Euclid, OH 44123
2162610900
Chase Mortgage
22818 Lakeshore Blvd, Euclid, OH 44123
2162617202

An FHA loan specialist in Euclid, Ohio can help first-time homebuyers and others secure a mortgage insured by the Federal Housing Administration. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. These specialists guide clients through FHA requirements such as a minimum 3.5 percent down payment and a credit score of at least 580.

What Does a FHA Loan Specialist in Euclid Cost?

Typical costs for an FHA loan specialist in Ohio include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Euclid average $500 to $700, and credit report fees are about $30 to $50. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Euclid, Ohio?
For 2025, the FHA loan limit for a single-family home in Cuyahoga County, which includes Euclid, is $498,257. This limit applies to most areas and is set annually by the Department of Housing and Urban Development.
Do I need to live in Euclid to use an FHA loan there?
Yes, FHA loans require the borrower to occupy the property as their primary residence within 60 days of closing. This means you must live in the home you purchase in Euclid.
What Ohio-specific rules apply to FHA loan specialists?
Ohio requires all mortgage loan originators to complete 8 hours of continuing education each year and pass a criminal background check. Specialists must also disclose their license number on all advertisements and documents.