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Looking for a fha loan specialist in Granville? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Granville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 fha loan specialists in Granville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Granville
321 E Broadway, Granville, OH 43023
7409204840
Julie Chester, Ruoff Mortgage
321 E Broadway, Granville, OH 43023
7403985114
Dawn King, Ruoff Mortgage
321 E Broadway, Granville, OH 43023
7405049608
Reel Home Loans
1616 Columbus Rd, Granville, OH 43023
7408996200
Chase Mortgage
136 E Broadway, Granville, OH 43023
7405873461
An FHA loan specialist in Granville, Ohio can guide you through the process of obtaining a government-backed mortgage. Ohio law requires all loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). These specialists help Granville homebuyers understand FHA loan limits, which in Licking County are set at $498,257 for a single-family home in 2024.
What Does a FHA Loan Specialist in Granville Cost?
Typical costs for an FHA loan specialist in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.15 to 0.75 percent. Closing costs in Granville generally range from 2 to 5 percent of the purchase price. Lender fees may vary between $500 and $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Granville do?
An FHA loan specialist helps borrowers apply for loans insured by the Federal Housing Administration. They review credit requirements, calculate down payments, and ensure the property meets FHA minimum standards. In Granville, they also coordinate with local appraisers familiar with Licking County housing values.
What are the credit score requirements for an FHA loan in Ohio?
The standard FHA loan requires a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down 10 percent. Ohio lenders may have their own overlays, so a specialist can help you find a lender that fits your score.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.