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Looking for a fha loan specialist in Kettering? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 fha loan specialists in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Polaris Home Funding Corporation
3017 Sudbury Dr suite a, Kettering, OH 45420
9377162347
NEO Home Loans - The Stable Group
5600 Kentshire Dr #209, Kettering, OH 45440
9378882228
Innovative Home Mortgage
5600 Kentshire Dr, Kettering, OH 45440
9377237538
FHA loan specialists in Kettering Ohio help homebuyers navigate Federal Housing Administration loans. These loans are popular in Ohio due to lower down payment requirements and flexible credit standards. Specialists can guide you through Ohio specific property appraisal rules and local market conditions.
What Does a FHA Loan Specialist in Kettering Cost?
Typical costs for FHA loan specialist services in Ohio range from 500 to 1500 dollars for origination and processing fees. Appraisal fees are usually 400 to 700 dollars. Credit report fees may add 30 to 50 dollars. Total closing costs often range from 3 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Kettering Ohio in 2025?
For 2025 FHA loan limits in Montgomery County Ohio are 498257 dollars for a single family home. Limits may vary for multi unit properties. Check HUD updates for exact figures.
Do FHA loans require mortgage insurance in Ohio?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require annual mortgage insurance premiums for the life of the loan if your down payment is less than 10 percent.
Can I use an FHA loan for a fixer upper in Kettering?
Yes the FHA 203k loan allows you to finance home repairs and purchase costs in one loan. In Ohio you must use a HUD approved consultant and follow local building codes for renovations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.