Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 7 fha loan specialists in Mayfield Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Howard Hanna Real Estate
6000 Parkland Blvd, Mayfield Heights, OH 44124
2164470077
MANE CAPITAL MORTGAGE
5885 Landerbrook Dr #310, Mayfield Heights, OH 44124
2165260998
Mariner Finance
1623 Golden Gate Plz, Mayfield Heights, OH 44124
4407093405
Third Federal Savings & Loan
5780 Mayfield Rd, Mayfield Heights, OH 44124
4404619583
US Bank Mortgage
6189 Mayfield Rd, Mayfield Heights, OH 44124
8008722657
Chase Home Lending
1435 SOM Ctr Rd, Mayfield Heights, OH 44124
9795741558
Fifth Third Mortgage - Christopher Fink
1209 SOM Ctr Rd, Mayfield Heights, OH 44124
4404615364
What Does a FHA Loan Specialist in Mayfield Heights Cost?
Typical costs for FHA loan services in Ohio include an origination fee of 1 to 2 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Credit report fees are about 30 to 50 dollars. Closing costs generally total 3 to 5 percent of the loan principal. These costs vary by lender and borrower situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum credit score for an FHA loan in Mayfield Heights?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in Ohio may have their own overlays requiring higher scores.
Are there Ohio specific limits for FHA loan amounts in Mayfield Heights?
Yes FHA loan limits vary by county. In Cuyahoga County which includes Mayfield Heights the 2025 FHA loan limit for a single family home is 498,257 dollars. These limits are set by the U.S. Department of Housing and Urban Development.
Do FHA loans require mortgage insurance in Ohio?
Yes all FHA loans require both an upfront mortgage insurance premium and an annual mortgage insurance premium. The upfront premium is 1.75 percent of the loan amount. The annual premium varies based on loan term and down payment but typically ranges from 0.55 to 0.85 percent.