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Compare fha loan specialists in New Albany. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
New Albany, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 9 fha loan specialists in New Albany, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - New Albany
7795 Walton Pkwy Ste 195, New Albany, OH 43054
6149536970
Brian Courtney Ruoff Mortgage
7795 Walton Pkwy Ste 195, New Albany, OH 43054
4195830000
Nathanael Jones, Ruoff Mortgage
7795 Walton Pkwy Ste 195, New Albany, OH 43054
5138859764
Maria Snyder at Oxford Home Lending
7775 Walton Pkwy, New Albany, OH 43054
6144079319
Homeside Financial
7775 Walton Pkwy #400, New Albany, OH 43054
8888262710
Joshua Powers, Ruoff Mortgage
7795 Walton Pkwy Ste 195, New Albany, OH 43054
7403348098
Charlie Morgan
7795 Walton Pkwy Ste 195, New Albany, OH 43054
6145931824
Asheila Wright
7795 Walton Pkwy Ste 195, New Albany, OH 43054
6144021023
Mark Brandum-U.S. Bank Mortgage
256 E Main St, New Albany, OH 43054
6149392285
FHA loan specialists in New Albany Ohio help homebuyers navigate government backed mortgages with lower down payments and flexible credit requirements. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Local specialists understand the New Albany real estate market and can guide you through FHA appraisal rules specific to central Ohio properties.
What Does a FHA Loan Specialist in New Albany Cost?
FHA loan costs in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs typically range from 3 to 6 percent of the purchase price. Lender origination fees in central Ohio average 1 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for New Albany Ohio?
For 2025 the FHA loan limit for a single family home in Franklin County including New Albany is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Limits are set by the Federal Housing Administration and updated annually.
What credit score is needed for an FHA loan in Ohio?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Ohio lenders may have their own overlays that require higher scores.
How long does an FHA loan closing take in Ohio?
A typical FHA loan closing in Ohio takes 30 to 45 days from application to closing. Ohio law requires a 3 day right of rescission period after signing loan documents. Delays can occur if the FHA appraisal identifies needed repairs or if title issues arise.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.