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Looking for a fha loan specialist in Newark? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Newark, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 8 fha loan specialists in Newark, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Gilligan, Mortgage Associate with Team Moloney
25 S Park Pl, Newark, OH 43055
7404046364
Jere Dishon Mortgage Specialist
25 1/2 S Park Pl, Newark, OH 43055
7407770368
Hard Money Lenders Newark
33 W Main St, Newark, OH 43055
7402724905
FHA loan specialists in Newark Ohio help borrowers secure government-backed mortgages with lower down payments. These loans are popular for first-time homebuyers and those with less than perfect credit. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring professional standards.
What Does a FHA Loan Specialist in Newark Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Newark generally range from 2 to 5 percent of the loan value, or about $5,000 to $12,500 on a $250,000 loan. Appraisal fees usually cost $400 to $700. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Newark Ohio?
An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers need a minimum credit score of 580 for a 3.5 percent down payment or 500 for a 10 percent down payment. Ohio residents must also meet standard debt-to-income ratio requirements set by lenders.
What are the FHA loan limits for Licking County Ohio?
For 2025, the FHA loan limit for a single-family home in Licking County is $498,257. This amount is set by the Department of Housing and Urban Development and applies to Newark and all surrounding areas. Higher limits apply for multi-unit properties.
How do I find a licensed FHA loan specialist in Newark?
You can search the Nationwide Mortgage Licensing System database to verify a specialist is licensed in Ohio. Look for loan officers with experience in FHA guidelines and local property values. Many local banks and credit unions in Newark offer FHA loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.