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Find FHA Loan Specialists Near You in Painesville, OH
Directory of fha loan specialists in Painesville, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Painesville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 fha loan specialists in Painesville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wendy Ruiz at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
4403545206
The Pschirer Group - Union Home Mortgage
7575 Fredle Dr #201, Painesville, OH 44077
4407540913
Megan Maruna - Mortgage Broker NMLS#1989328
420 W Prospect St, Painesville, OH 44077
7248896700
The Ruiz Team at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
4403545206
PNC Mortgage
40 W Erie St, Painesville, OH 44077
4403542300
FHA loan specialists in Painesville, Ohio assist homebuyers with government-backed mortgages insured by the Federal Housing Administration. These loans often have lower down payment requirements and flexible credit guidelines. In Ohio, FHA loans must comply with state specific regulations regarding property appraisals and escrow accounts.
What Does a FHA Loan Specialist in Painesville Cost?
Typical costs for FHA loan services in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender fees may range from $500 to $1,500. Closing costs usually total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Painesville?
An FHA loan specialist is a mortgage professional who guides borrowers through the FHA loan process. They help with pre approval, documentation, and closing. In Painesville, they work with local lenders and real estate agents.
What are the FHA loan limits for Painesville Ohio?
For 2024, the FHA loan limit for a single family home in Lake County Ohio is $498,257. This amount can change each year based on the area median home price. A specialist can confirm current limits for your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.