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Find FHA Loan Specialists Near You in Parma, OH

Browse fha loan specialists serving Parma, Ohio. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Parma, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Parma, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
8479 W Ridgewood Dr, Parma, OH 44129
3143031897
Matthew Wisniewski Motto Mortgage Full Circle
5581 Ridge Rd ste 101, Parma, OH 44129
3302410246

An FHA loan specialist in Parma Ohio helps homebuyers navigate FHA insured mortgages which are popular for first time buyers and those with lower credit scores. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Specialists in Parma can guide you through local property appraisals and the specific FHA loan limits for Cuyahoga County.

What Does a FHA Loan Specialist in Parma Cost?

Typical costs for FHA loan specialist services in Ohio include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on the loan term and down payment. Closing costs in Parma often total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Parma Ohio?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They assist with credit requirements down payment options and the specific documentation needed for Ohio home purchases.
What are the FHA loan limits for Parma Ohio in 2025?
For 2025 the FHA loan limit for a single family home in Cuyahoga County is 498,257 dollars. This amount is set by the Federal Housing Administration and applies to most areas in Parma.
Do I need a special license to be an FHA loan specialist in Ohio?
Yes Ohio requires all mortgage loan originators to hold a valid license through the Ohio Division of Financial Institutions. Specialists must also complete continuing education and pass a background check.