Find FHA Loan Specialists Near You in Ravenna, OH
Compare fha loan specialists in Ravenna. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Ohio before hiring.
Showing 4 fha loan specialists in Ravenna, OH
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What Does a FHA Loan Specialist in Ravenna Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.55 and 0.85 percent. Closing costs in Ravenna usually range from 3 to 5 percent of the purchase price. Lender origination fees vary but often fall between 0.5 and 1.5 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Ravenna Ohio?
The minimum FHA credit score is 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Ohio law does not add extra credit requirements beyond federal FHA rules.
Are there Ohio specific limits for FHA loan amounts in Ravenna?
Yes. For 2025 the FHA loan limit for a single family home in Portage County is $498,257. This limit is set by the Department of Housing and Urban Development based on local median home prices. Ravenna falls within this standard limit area.