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Compare fha loan specialists in Toledo. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Toledo, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 10 fha loan specialists in Toledo, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
4038 Talmadge Rd #102, Toledo, OH 43623
5673166088
GVC Mortgage, NMLS# 2334
3306 Executive Pkwy Ste 201, Toledo, OH 43606
5672984670
Ron Erdmann- Guaranteed Rate
3230 Central Park West # 100, Toledo, OH 43617
4193922410
Charles Scheib - Mortgage Banker
5450 Monroe St #1, Toledo, OH 43623
4197500000
Midwest Mortgage Investments Ltd
5450 Monroe St #1, Toledo, OH 43623
8882835626
Tina Melody Mahn at CrossCountry Mortgage
3131 Executive Pkwy # 103, Toledo, OH 43606
2162903727
Guaranteed Rate
3230 Central Park West # 100, Toledo, OH 43617
4193922410
Bruce Parish - Mortgage Loan Specialist
5450 Monroe St, Toledo, OH 43623
4198419067
Anna Johnson
3454 Oak Alley Ct # 100, Toledo, OH 43606
6084493806
Lyndsay Capozzi at CrossCountry Mortgage
3131 Executive Pkwy # 103, Toledo, OH 43606
2622066646
FHA loan specialists in Toledo Ohio help homebuyers secure mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Toledo Cost?
FHA loan costs in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Toledo typically range from 3,000 to 8,000 dollars, including appraisal fees of 400 to 700 dollars and title fees of 500 to 1,200 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Toledo?
The FHA minimum credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders in Toledo may set higher minimums.
Are there income limits for FHA loans in Toledo Ohio?
FHA loans do not have income limits, but borrowers must show stable employment and sufficient income to cover mortgage payments. The loan amount is capped by FHA county limits, which for Lucas County in 2025 are typically around 498,000 dollars for a single family home.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.