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Find FHA Loan Specialists Near You in Upper Arlington, OH
Directory of fha loan specialists in Upper Arlington, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Upper Arlington, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 fha loan specialists in Upper Arlington, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Channell at Guaranteed Rate Affinity (NMLS #470707)
3160 Kingsdale Center, Upper Arlington, OH 43221
6149860182
Michelle Fry at Guaranteed Rate Affinity (NMLS #858787)
3160 Kingsdale Center, Upper Arlington, OH 43221
6149860162
Rhonda Clark at Guaranteed Rate Affinity (NMLS #657898)
3160 Kingsdale Center, Upper Arlington, OH 43221
6145718538
An FHA loan specialist in Upper Arlington, Ohio can help you navigate the FHA loan process for purchasing or refinancing a home. Ohio law requires lenders to follow specific disclosure rules under the Ohio Mortgage Loan Act. A local specialist understands the Upper Arlington real estate market and can guide you through FHA appraisal requirements and Ohio property tax considerations.
What Does a FHA Loan Specialist in Upper Arlington Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Upper Arlington generally range from 2% to 5% of the purchase price. Lender fees may include an origination fee of 0.5% to 1% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Upper Arlington do?
An FHA loan specialist helps borrowers understand FHA loan requirements, such as minimum down payment and credit score standards. They also assist with completing the loan application and gathering necessary documents. In Ohio, they must comply with the Ohio Mortgage Loan Act and federal FHA guidelines.
What are the FHA loan limits for Upper Arlington Ohio?
For 2025, the FHA loan limit for a single-family home in Franklin County, which includes Upper Arlington, is $498,257. This limit applies to most areas and may be higher for multi-unit properties. A specialist can confirm the current limit for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.