Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oklahoma before hiring.
Showing 18 fha loan specialists in Enid, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Red River Credit Corporation
2320 W Owen K Garriott Rd, Enid, OK 73703
(580) 237-7885
redrivercredit.com
Diamond Finance Loans Enid
1919 W Owen K Garriott Rd, Enid, OK 73703
(580) 237-8585
bell-finance.com
Kimber Goodspeed - Gateway Mortgage
1006 W Cherry Ave, Enid, OK 73703
(580) 359-0171
gatewayfirst.com
Bank of Oklahoma Mortgage Enid
2308 N Van Buren St, Enid, OK 73703
(580) 548-8501
bankofoklahoma.com
What Does a FHA Loan Specialist in Enid Cost?
Typical costs for an FHA loan specialist in Oklahoma include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Enid generally range from 3 to 5 percent of the purchase price. These fees vary based on the lender, loan size, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Enid do?
They help borrowers understand FHA loan requirements, pre-qualify for a mortgage, and submit the proper documentation. Specialists also explain the Oklahoma-specific property condition standards required for FHA approval.
What credit score is needed for an FHA loan in Oklahoma?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may still qualify with a 10 percent down payment, though individual lender requirements can vary.