Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 18 fha loan specialists in Enid, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
2312 W Owen K Garriott Rd Suite C, Enid, OK 73703
5802420014
Empire Finance of Enid
1302 N Grand Ave, Enid, OK 73701
5802345104
Check Into Cash
2119 W Owen K Garriott Rd, Enid, OK 73703
5802335963
Western-Shamrock Finance
2323 W Willow Rd, Enid, OK 73703
5802331130
Security Finance
111 S Grand Ave, Enid, OK 73701
5802377528
Sun Loan Company
225 W Maple Ave, Enid, OK 73701
5802422170
Red River Credit Corporation
2320 W Owen K Garriott Rd, Enid, OK 73703
5802377885
Mandy Bergdall - Gateway Mortgage
1006 W Cherry Ave, Enid, OK 73703
5802978223
Diamond Finance Loans Enid
1919 W Owen K Garriott Rd, Enid, OK 73703
5802378585
Advance Loan Enid
107 E Broadway Ave, Enid, OK 73701
5802333712
Express Loan Co
510 W Broadway Ave, Enid, OK 73701
5802428300
Signature Loan
506 W Broadway Ave, Enid, OK 73701
5802420600
Bell Finance Loans Enid
1913 W Owen K Garriott Rd, Enid, OK 73701
5802376521
Financial Concepts Mortgage
132 W Randolph Ave, Enid, OK 73701
5805404271
Gateway Mortgage
1006 W Cherry Ave, Enid, OK 73703
5802978235
Kimber Goodspeed - Gateway Mortgage
1006 W Cherry Ave, Enid, OK 73703
5803590171
Bank of Oklahoma Mortgage Enid
2308 N Van Buren St, Enid, OK 73703
5805488501
Hard Money Lenders Enid OK
302 N Independence St, Enid, OK 73701
5803243375
What Does a FHA Loan Specialist in Enid Cost?
Typical costs for an FHA loan specialist in Oklahoma include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Enid generally range from 3 to 5 percent of the purchase price. These fees vary based on the lender, loan size, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Enid do?
They help borrowers understand FHA loan requirements, pre-qualify for a mortgage, and submit the proper documentation. Specialists also explain the Oklahoma-specific property condition standards required for FHA approval.
What credit score is needed for an FHA loan in Oklahoma?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may still qualify with a 10 percent down payment, though individual lender requirements can vary.
Are there income limits for FHA loans in Enid?
FHA loans do not have strict income limits, but borrowers must show stable employment and a debt-to-income ratio below 43 percent. Local lenders in Enid will verify your income against the loan amount and property taxes specific to Oklahoma.