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Compare fha loan specialists in Sand Springs. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Sand Springs, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 6 fha loan specialists in Sand Springs, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3945 OK-97, Sand Springs, OK 74063
9182459575
LendNation
608 E Charles Page Blvd, Sand Springs, OK 74063
9182450777
Red River Credit Corporation
200 North Jefferson St, Sand Springs, OK 74063
9182454850
Tower Loans
201 N Main St, Sand Springs, OK 74063
9182412274
Heights Finance
3957 OK-97, Sand Springs, OK 74063
9182469978
Great Plains Mortgage
214 N Main St, Sand Springs, OK 74063
9182452127
An FHA loan specialist in Sand Springs Oklahoma helps home buyers and homeowners secure government-backed mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans, making them popular in the Tulsa metro area. Oklahoma law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System and Registry.
What Does a FHA Loan Specialist in Sand Springs Cost?
Typical costs for FHA loan specialist services in Oklahoma include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Sand Springs average $400 to $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sand Springs do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They work with local lenders and appraisers familiar with Sand Springs property values and Oklahoma housing regulations.
What are the FHA loan limits for Sand Springs Oklahoma in 2025?
For 2025, the FHA loan limit for a single-family home in Tulsa County including Sand Springs is $498,257 for most areas. Higher limits may apply for multi-unit properties. These limits are set by HUD and updated annually.
Do I need a special license to work with an FHA loan specialist in Oklahoma?
Yes. In Oklahoma, mortgage loan originators must hold a valid license through the NMLS and complete continuing education. You can verify a specialist license on the NMLS Consumer Access website before working with them.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.