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Compare fha loan specialists in Ashland. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Ashland, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 7 fha loan specialists in Ashland, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Strategy One Home Loans - Melissa Redding
40 N Main St #8, Ashland, OR 97520
5417085626
Michael Sallee
180 Clear Creek Dr STE 101, Ashland, OR 97520
5418214724
loanDepot Dave Porter
344 E Main St, Ashland, OR 97520
5417084020
AMK Home Loans LLC
131 Gaerky Creek Rd Suite B, Ashland, OR 97520
5419414888
loanDepot
344 E Main St, Ashland, OR 97520
5417084000
CLEAR MORTGAGE, LLC
300 E Hersey St #10d, Ashland, OR 97520
5414823222
Elite Mortgage
853 Pompadour Dr, Ashland, OR 97520
5413015825
What Does a FHA Loan Specialist in Ashland Cost?
Typical costs for working with an FHA loan specialist in Oregon include an origination fee of 0.5 to 1.0 percent of the loan amount, plus third-party fees for appraisal (usually $500 to $700), credit report ($30 to $50), and title services ($800 to $1,500). The FHA upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual MIP ranges from 0.45 to 1.05 percent depending on loan term and down payment. These costs vary by lender and individual case. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Ashland Oregon?
For 2025, the FHA loan limit for a single-family home in Jackson County, including Ashland, is $524,225 for standard loans and up to $1,209,750 in high-cost areas. These limits are set by the U.S. Department of Housing and Urban Development and can change annually.
What credit score is needed for an FHA loan in Oregon?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Oregon may have its own overlays beyond FHA minimums.
Are there Oregon-specific requirements for FHA loans?
Oregon law requires FHA loan specialists to provide a Loan Estimate within three business days of application. Oregon also has specific foreclosure mediation rules that may affect FHA borrowers. All FHA loans must meet HUD property standards and be appraised by a FHA-approved appraiser.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.