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Showing 3 fha loan specialists in Florence, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beth Rudometkin, American Pacific Mortgage
244 Maple St, Florence, OR 97439
7074868744
Beth Rudometkin, American Pacific Mortgage
244 Maple St, Florence, OR 97439
5417432978
US Bank Mortgage
2300 US-101, Florence, OR 97439
5419975151
What Does a FHA Loan Specialist in Florence Cost?
Typical costs for an FHA loan in Oregon include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs usually range from 2% to 5% of the purchase price. For a $300,000 loan, you might pay $5,250 upfront and $1,650 to $2,550 per year in premiums. These costs vary by lender and your specific financial situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Florence Oregon?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property eligibility. They also ensure your loan meets Oregon specific underwriting guidelines.
What are the FHA loan limits for Florence Oregon in 2025?
For 2025, the FHA loan limit for a single family home in Lane County Oregon is $498,257. This amount may change annually based on the median home price in the area.
How long does the FHA loan process take in Oregon?
The typical FHA loan process in Oregon takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs or if your credit documents are incomplete.