Find FHA Loan Specialists Near You in Gresham, OR
Looking for a fha loan specialist in Gresham? Review the directory below to compare your options.
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State Mortgage Licensing Authority of Oregon before hiring.
Showing 4 fha loan specialists in Gresham, OR
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An FHA loan specialist in Gresham Oregon helps homebuyers navigate government-backed mortgages with lower down payments. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Gresham residents often use FHA loans to purchase homes in Multnomah County where median home prices require flexible financing options.
What Does a FHA Loan Specialist in Gresham Cost?
Typical costs for an FHA loan in Oregon include an upfront mortgage insurance premium of 1.75% of the loan amount and annual MIP of 0.55% to 0.85%. Closing costs in Gresham range from 2% to 5% of the purchase price. Appraisal fees are around $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Gresham Oregon in 2025?
For 2025 the FHA loan limit for a single-family home in Multnomah County is $524,225. Higher limits apply for duplexes triplexes and fourplexes. These limits are set by HUD and updated annually.
What credit score is needed for an FHA loan in Oregon?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Oregon lenders may have additional overlay requirements.
How long does the FHA loan process take in Gresham?
The typical FHA loan process takes 30 to 45 days from application to closing. Oregon law requires a 7-day rescission period after closing for refinances. Delays can occur if the property needs repairs required by FHA appraisal standards.