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Looking for a fha loan specialist in McMinnville? Review the directory below to compare your options.
3 agents listed
Updated May 2026
McMinnville, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 fha loan specialists in McMinnville, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
1945 NE Baker St, McMinnville, OR 97128
5035502526
Guild Mortgage - Steve Myers
1945 NE Baker St, McMinnville, OR 97128
5035380700
Ryan Arzner at CrossCountry Mortgage
609 NE Baker St Suite 110, McMinnville, OR 97128
5035601856
An FHA loan specialist in McMinnville Oregon can guide you through the process of securing a government-backed mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in McMinnville Cost?
Typical costs for an FHA loan in Oregon include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs in McMinnville generally range from 2 to 5 percent of the purchase price. These costs can include appraisal fees, title insurance, and lender origination fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in McMinnville Oregon?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Oregon lenders may have their own overlays, so check with a specialist.
What are the FHA loan limits for Yamhill County in 2025?
For 2025, the FHA loan limit for a single-family home in Yamhill County is $498,257. This amount is set by the Federal Housing Administration and applies to most areas in Oregon. Higher limits may apply for multi-unit properties.
How long does an FHA loan process take in Oregon?
The typical FHA loan process in Oregon takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and under review. Oregon law requires a three-day right of rescission for most purchase loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.