Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 15 fha loan specialists in Pendleton, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Finance
704 SW Emigrant Ave, Pendleton, OR 97801
5412761111
Guild Mortgage - Elaine Anderson
112 S Main St, Pendleton, OR 97801
5413042069
American Pacific Mortgage - Pendleton, OR
33 SE Dorion Ave, Pendleton, OR 97801
5413794030
OneMain Financial
1730 SW Court Ave, Pendleton, OR 97801
5412761257
First Community Credit Union
705 SW Emigrant Ave, Pendleton, OR 97801
5412764876
Guild Mortgage Company
112 S Main St, Pendleton, OR 97801
5413042069
Coldwell Banker Farley Company
37 SE Dorion Ave, Pendleton, OR 97801
5412760021
Kurt Hendrix, SWBC Mortgage
33 SE Dorion Ave, Pendleton, OR 97801
5413798338
Westcorp Mortgage Group
230 S Main St, Pendleton, OR 97801
5037896362
Greg Galloway, Finance of America Mortgage LLC
33 SE Dorion Ave, Pendleton, OR 97801
5417432950
Guild Mortgage - Emily Wellington
112 S Main St, Pendleton, OR 97801
5413292069
Rhian Erickson - Banner Bank Residential Loan Officer
125 SE Court Ave, Pendleton, OR 97801
5412159373
Lee Ann Ottosen - Columbia Bank Home Lending
2101 SW Court PL, Pendleton, OR 97801
5413046112
Christopher McClellan, Finance of America Mortgage LLC
33 SE Dorion Ave, Pendleton, OR 97801
5413794030
Greg Galloway and Chris McClellan Team at American Pacific Mortgage (NMLS 404584)
33 SE Dorion Ave, Pendleton, OR 97801
5413771345
What Does a FHA Loan Specialist in Pendleton Cost?
Typical costs for an FHA loan specialist in Oregon include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Third party costs like appraisal title and escrow fees in Pendleton usually total $3,000 to $5,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pendleton do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval document collection and underwriting. They help determine if a property meets FHA minimum property standards which are common in older Pendleton homes. Specialists also explain Oregon specific requirements such as the state foreclosure timeline and escrow procedures.
What are the FHA loan limits for Pendleton Oregon in 2025?
For 2025 the FHA loan limit for a single family home in Umatilla County is set by the Department of Housing and Urban Development (HUD). The standard limit is typically around $498,257 for low cost areas but may be higher in high cost areas. Pendleton falls under the standard limit due to its median home price.
How long does an FHA loan approval take in Pendleton?
FHA loan approval typically takes 30 to 45 days from application to closing in Pendleton. Oregon law requires a three day right of rescission for refinances but not for purchase loans. Delays can occur if the property requires repairs to meet FHA minimum property standards.