ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Scappoose. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Scappoose, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 2 fha loan specialists in Scappoose, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Peggy Pense
51669 Columbia River Hwy Suite 140, Scappoose, OR 97056
5035439797
Cascadia Home Loans
51895 SW Old Portland Rd, Scappoose, OR 97056
5035439999
An FHA loan specialist in Scappoose Oregon can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans often require a lower down payment and have more flexible credit requirements than conventional loans. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Scappoose Cost?
Typical costs for an FHA loan in Oregon include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent depending on loan terms. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Scappoose?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there specific FHA loan limits for Scappoose Oregon?
Yes FHA loan limits vary by county. For Columbia County Oregon the 2025 FHA loan limit for a single family home is typically around $498,257. Higher limits apply for multi unit properties.
How long does an FHA loan closing take in Oregon?
A typical FHA loan closing in Oregon takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal requires repairs.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Scappoose who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.