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Find FHA Loan Specialists in Sherwood, OR

Browse fha loan specialists serving Sherwood, Oregon. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Sherwood, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 2 fha loan specialists in Sherwood, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ben Davis - Northstar Mortgage
20055 SW Pacific Hwy #104, Sherwood, OR 97140
5039368108
Chris Siegfried
22464 SW Park St, Sherwood, OR 97140
5038045716

An FHA loan specialist in Sherwood Oregon helps home buyers and homeowners navigate Federal Housing Administration insured loans. These loans are popular in Oregon due to lower down payment requirements and flexible credit guidelines. Sherwood residents often work with specialists who understand local property values and Oregon specific lending laws.

What Does a FHA Loan Specialist in Sherwood Cost?

Typical costs for FHA loan services in Oregon include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium between 0.45% and 1.05% depending on loan term and down payment. Origination fees charged by lenders often range from 0.5% to 1.5% of the loan amount. Third party costs such as appraisal title and credit report fees can add $1,000 to $3,000. These costs vary by lender and borrower circumstances. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Sherwood do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They explain Oregon specific requirements such as the state mandated home inspection standards. They also help you understand FHA loan limits for Washington County.
What are the FHA loan limits for Sherwood Oregon in 2025?
For 2025 the FHA loan limit for a single family home in Washington County Oregon is $498,257. Higher limits apply for duplexes triplexes and fourplexes. These limits are set by the U.S. Department of Housing and Urban Development and may change annually.
Do I need a special license to offer FHA loans in Oregon?
Yes FHA loan specialists in Oregon must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They also must complete Oregon specific education and background checks. This ensures compliance with Oregon Revised Statutes Chapter 86A.