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Directory of fha loan specialists in Springfield, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Springfield, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 2 fha loan specialists in Springfield, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Selco Mortgage Co
925 Harlow Rd #210, Springfield, OR 97477
5417447730
Chase Home Lending
3545 Gateway St, Springfield, OR 97477
4054060041
FHA loan specialists in Springfield Oregon help homebuyers secure loans insured by the Federal Housing Administration. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Springfield market conditions and can guide you through Oregon-specific down payment assistance programs.
What Does a FHA Loan Specialist in Springfield Cost?
Typical costs for an FHA loan in Oregon include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Springfield generally range from 2 to 5 percent of the purchase price. Lender fees origination fees and appraisal costs vary by lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Springfield Oregon in 2025?
For Lane County which includes Springfield the 2025 FHA loan limit for a single-family home is $524,225. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the Department of Housing and Urban Development.
What Oregon-specific requirements apply to FHA loans?
Oregon does not have state-specific FHA requirements but all loan originators must follow the Oregon Mortgage Lending Act. Borrowers must also meet standard FHA requirements including a minimum 3.5 percent down payment and a credit score of at least 580.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.