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Showing 2 fha loan specialists in Beaver Falls, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Scoot Mortgage
2258 Darlington Rd, Beaver Falls, PA 15010
7245845818
Premier Mortgage & Home Equity
2558 Darlington Rd, Beaver Falls, PA 15010
7248432336
What Does a FHA Loan Specialist in Beaver Falls Cost?
FHA loan specialist fees in Pennsylvania typically range from 1% to 2% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount. Annual mortgage insurance premiums (MIP) vary from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Beaver Falls average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Beaver Falls do?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval documentation and property appraisal. They ensure the loan meets HUD guidelines and Pennsylvania state lending laws.
What are the FHA loan limits for Beaver Falls Pennsylvania?
For 2024 the FHA loan limit for a single-family home in Beaver County is $498,257. This limit applies to most areas in Pennsylvania and adjusts annually based on local median home prices.
How long does the FHA loan process take in Pennsylvania?
The typical FHA loan process in Pennsylvania takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs under FHA standards.