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Browse fha loan specialists serving Carnegie, Pennsylvania. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Carnegie, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 fha loan specialists in Carnegie, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Princeton Financial
243 E Main St, Carnegie, PA 15106
4125645858
Tara Mortgage Services
600 N Bell Ave Bldg 2, Suite 105, Carnegie, PA 15106
4126137623
An FHA loan specialist in Carnegie Pennsylvania can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and require a lower down payment than conventional loans. In Pennsylvania, FHA loans must meet state-specific property condition standards under the Pennsylvania Uniform Construction Code.
What Does a FHA Loan Specialist in Carnegie Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Carnegie range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs vary. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Carnegie?
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. To qualify in Carnegie, you need a minimum credit score of 580 for a 3.5 percent down payment or 500 with a 10 percent down payment. You must also occupy the property as your primary residence.
What are the FHA loan limits for Carnegie Pennsylvania?
For 2024, the FHA loan limit for a single-family home in Allegheny County is $498,257. This limit applies to most areas in Carnegie. Higher limits may apply for multi-unit properties.
How long does the FHA loan process take in Pennsylvania?
The typical FHA loan process in Pennsylvania takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA minimum property standards. Pennsylvania law requires a 10-day review period for the appraisal.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.