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Looking for a fha loan specialist in Elizabethtown? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Elizabethtown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 fha loan specialists in Elizabethtown, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
James Tierney at CrossCountry Mortgage
41 S Market St Suite 202, Elizabethtown, PA 17022
7176892089
Emily Leonard Gelder at CrossCountry Mortgage
41 S Market St Suite 202, Elizabethtown, PA 17022
7176492005
CrossCountry Mortgage, LLC
41 S Market St Suite 202, Elizabethtown, PA 17022
7176892089
FHA loan specialists in Elizabethtown, Pennsylvania help homebuyers secure mortgages insured by the Federal Housing Administration. These loans require a lower minimum down payment of 3.5 percent and have flexible credit requirements. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities, ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Elizabethtown Cost?
Typical costs for FHA loan specialist services in Pennsylvania include an origination fee of 1 percent of the loan amount, plus third-party fees such as appraisal ($400 to $700) and credit report ($30 to $50). The upfront mortgage insurance premium is 1.75 percent of the loan amount, financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. These costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Elizabethtown do?
An FHA loan specialist guides you through the FHA loan process including pre-approval, documentation, and closing. They help you understand FHA guidelines such as the 3.5 percent down payment requirement and the upfront mortgage insurance premium.
What are the FHA loan limits for Elizabethtown Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Lancaster County, which includes Elizabethtown, is $524,225 for low-cost areas and up to $1,209,750 for high-cost areas. These limits are set annually by HUD and may change.
Do I need a specific license to work as an FHA loan specialist in Pennsylvania?
Yes. All mortgage loan originators in Pennsylvania must be licensed under the Pennsylvania Secure and Fair Enforcement for Mortgage Licensing Act. You can verify a specialist license through the Nationwide Multistate Licensing System.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.